A few years ago, a friend and his wife and me and my wife joined together to start a little business to help folks less fortunate than we were obtain small loans for emergency needs. Over the course of several years we have seen that some of our customers use their loan proceeds to buy things they don't need. We've seen them use their borrowings for self indulgences. We've seen them use this borrowed money to participate in games of chance. We've seen them waste it in many other non beneficial ways so we decided to do something that might help each of them regain self control and rebuild their character and station in life by taking better care of their money. This book is written with that hope in mind. I do not want to belittle our loyal customers who have legitimate needs and whom we will always do our best to stand beside during their times of trouble but, for all our faithful customers, and non-customers alike, we earnestly desire that all of you will escape financial bondage.
